1 Any indexed interest credited is never taken away, due to market decline.

2 Subject to change

3 Hypothetical FG AccumulatorPlus performance from 12/31/08 - 12/31/18. 100% allocation to Barclays Trailblazer

Sectors 5 Index. Two-year point-to-point crediting method.

FOR PRODUCERS ONLY - NOT FOR USE WITH THE GENERAL PUBLIC

Form Numbers: API-1018 (11-13), ICC15-1035 (11-15) SP, CIS: ARI-1052 (11-12), ICC11-1042 (11-11), CIS: ARI-1052 (11-12), ICC11-1042 (11-11), ARI-1051 (11-12), ICC11-1043 (11-11), ARI-1049 (11-12), ICC11-1044 (11-11), ARI-1050 (11-12), ICC11-1045 (11-11), ARI-1045 (11-12), ICC11-1036 (11-11), ARI-1056 (06-13), et al.

"F&G" refers to the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. Life insurance and annuities issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA.

Indexed interest rates are subject to a cap and/or a spread. Caps and spreads are subject to change at the discretion of F&G. Interest rates subject to change at insurer's discretion and are effective annual rates. Provisions and riders may have limitations, restrictions and additional charges.

Subject to state availability. Certain restrictions may apply.

Barclays Bank PLC and its affiliates ("Barclays") is not the issuer or producer of Fixed Indexed Annuities and Barclays has no responsibilities, obligations or duties to contract owners of Fixed Indexed Annuities. The Index is a trademark owned by Barclays Bank PLC and licensed for use by Fidelity & Guaranty Life Insurance Company as the Issuer of Fixed Indexed Annuities. Fidelity & Guaranty Life Insurance Company as Issuer of Fixed Annuities may for itself execute transaction(s) with Barclays in or relating to the Index in connection with Fixed Indexed Annuities. Contract owners acquire Fixed Indexed Annuities from Fidelity & Guaranty Life Insurance Company and contract owners neither acquire any interest in the Index nor enter into any relationship of any kind whatsoever with Barclays upon making an investment in Fixed Indexed Annuities. The Fixed Indexed Annuities are not sponsored, endorsed, sold or promoted by Barclays and Barclays makes no representation regarding the advisability of the Fixed Indexed Annuities or use of the Index or any data included therein. Barclays shall not be liable in any way to the Issuer, contract owners or to other third parties in respect of the use or accuracy of the Index or any data included therein.